Terms of Service

Acceptance of Terms

By using WorthCheck.in ("the Website"), you agree to these terms. If you don't agree, well, we'll miss you, but you shouldn't use the site.

These terms apply to all visitors and users. No signup required, no contract to sign - just using the website means you're cool with these rules.

🧮 What We Offer

WorthCheck.in provides free financial calculators designed for Indian salaried professionals:

• Salary Calculator (CTC to In-Hand)
• Net Worth Calculator with India percentiles
• Tax Regime Comparator (Old vs New)
• SIP, Lumpsum, SWP Calculators
• EPF, PPF, NPS Calculators
• EMI Calculator, FIRE Calculator, and more

⚠️ This is NOT Professional Advice

Our calculators provide estimates, not exact figures.They're based on general rules and publicly available data.

Real-life finances are messier than calculator inputs. Your actual numbers might differ because of:

• Specific exemptions or deductions we haven't covered
• Your employer's unique salary structure
• Recent policy changes we haven't updated yet
• Complex scenarios (multiple incomes, NRI status, etc.)

For actual financial decisions, talk to:

• A Chartered Accountant (CA) for tax matters
• A Certified Financial Planner (CFP) for investments
• A lawyer for legal stuff

We're good at calculators. We're not your CA, lawyer, or financial advisor.

Accuracy of Information

We try really hard to keep our data accurate. We update after every budget, track policy changes, and cross-reference official sources.

But we're human (and the Income Tax Act is 500+ pages). There might be delays between official changes and our updates. Net worth percentiles are based on survey estimates, not a census of every Indian's bank account.

If you spot an error, please tell us. We fix stuff fast.

🤝 Your Responsibilities

Pretty simple asks:

• Use the calculators for personal, non-commercial purposes
• Enter accurate info (you're the one who benefits from correct calculations)
• Copy, scrape, or reverse-engineer our tools
• Use bots or automated systems to access the site
• Try to break, hack, or mess with our systems
• Use the site for anything illegal

Intellectual Property

Everything on WorthCheck.in - the design, code, calculators, content - belongs to us. Don't copy it without asking.

Want to reference our calculators or cite our data? Just link back to us. Want to build something similar? Build your own (or reach out, maybe we can collaborate).

Limitation of Liability

This is the serious legal bit. WorthCheck.in and everyone associated with it are NOT liable for:

• Financial decisions you make based on our calculators
• Errors or inaccuracies in our calculations
• Any losses - direct, indirect, or consequential
• Website downtime or technical issues

You use this website at your own risk. We know that sounds harsh, but that's how free tools work. We can't take responsibility for everyone's financial decisions.

Third-Party Links

Sometimes we link to official government websites or other resources. We're not responsible for what happens on those sites. Click at your own discretion.

Changes to Terms

We might update these terms occasionally. When we do, we'll update the date at the top. Continued use of the site means you're okay with the changes.

Governing Law

These terms are governed by Indian law. Any disputes will be handled in Indian courts. But honestly, we hope it never comes to that. If you have an issue, just email us first.