Disclaimer
Last updated: May 2026
The One Thing You Need to Know
Our calculators give you estimates, not exact figures. They're meant to help you understand your finances better, not replace professional advice. For actual financial decisions, please consult a Chartered Accountant or financial advisor.
đ¤ Why This Disclaimer Exists
We built WorthCheck.in to help you understand your finances better. But here's the thing - personal finance is, well, personal. Your situation has details that no calculator can capture.
Our tools use general rules and standard assumptions. Your actual numbers might be different because of a hundred small things - your specific employer's policies, exemptions you qualify for, that one weird deduction your CA knows about.
Think of our calculators like Google Maps. They show you the general direction. But you still need to watch the road yourself.
đ This is NOT Professional Advice
The calculations on WorthCheck.in are NOT a substitute for professional advice.
We don't account for:
- Your complete financial picture (we only see what you enter)
- Special exemptions or provisions that might apply to you
- Very recent changes in tax laws (we update, but there's always a lag)
- State-specific rules or employer-specific quirks
- Complex scenarios (multiple income sources, NRI status, foreign assets)
When in doubt, consult:
- đ¨âđŧChartered Accountant (CA) - for tax planning and filing
- đCertified Financial Planner (CFP) - for investments and retirement
- âī¸Lawyer - for legal and estate matters
Calculator-Specific Notes
đ° Salary & Tax Calculators
Based on Income Tax Act and Union Budget 2025-26. Actual tax may differ based on your employer's structure, additional income sources, and deductions we haven't covered. For accurate computation, visit incometax.gov.in.
đ Net Worth Percentiles
Percentile rankings are estimates based on Credit Suisse Global Wealth Report and NSSO surveys. These are approximations - nobody has done a census of every Indian's bank account. Regional variations, occupation differences, and sampling limitations mean your actual percentile could vary.
đĻ EPF, PPF, NPS Calculators
Based on current interest rates and general EPFO/PFRDA rules. Actual returns depend on your contribution history, any withdrawals, and rate changes. For your actual balance, check EPFO Member Portal.
đ SIP, Lumpsum & FIRE Calculators
Based on assumed returns that may not reflect actual market performance. Past returns don't guarantee future results. Markets go up and down - sometimes violently. These calculators help with planning, not predicting.
đĄī¸ Limitation of Liability
The legal bit: WorthCheck.in, its creators, and affiliates are NOT liable for:
- Financial decisions you make based on our calculators
- Errors or omissions in calculations or content
- Any direct, indirect, or consequential losses
- Website downtime or technical issues
You use this website at your own risk.
We know this sounds harsh for a free tool. But we can't be responsible for everyone's financial decisions. Use our calculators as a starting point, then verify with professionals.
External Links
We sometimes link to government websites and other resources. We're not responsible for their content or accuracy. Those links are for your convenience, not our endorsement.
Updates to This Disclaimer
We may update this disclaimer when needed. The date at the top tells you when it was last changed. Keep checking back, especially after budget announcements.
Now That You Know...
Go ahead and use our calculators! They're designed to help you understand your finances better. Just remember: for big decisions, get professional advice.